楼花转让基本流程和卖家和买家所需承担的费用
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楼花转让基本流程和卖家和买家所需承担的费用
先说说转让方。在英文中，转让方叫Assignor，指把自己名下的楼花出让给别人的人。下面是Assignor需要考虑的问题：
1） 在转让之前，Assignor一定要和开发商咨询楼花是否可以转让，如果可以的话，开发商要收取多少费用。这一点非常重要，如果开发商不允许转让或者费用太高的话，转让就没有了太大的意义；
2） 和楼盘开发商以及地产经纪商定楼花转让的方式：是登录到MLS上，还是私下卖；
3） 开发商很可能要求楼花受让方（Assignee）提供贷款证明；
4） 大部分情况下，开发商收取的转让费是要Assignor来付的；
5） 需要准备所有和原购买合同相关的文件；
6） 如果Assignee最终没有履行合同，Assignor仍然有责任履行原合同。这一点非常重要，如果转让非人的话，Assignor将来还是会有很大的麻烦；
7） Assignor需要付的费用：A） 法律费及相关支出；B） 发展商收取的转让费；C） 地产经纪的中介费; D) 已付给开发商和转让中产生的利润需要交 HST 税
楼花受让方，在英文中叫Assignee。Assignee需要承担的责任和需要付的费用有：
1） 委托买方地产经纪起草楼花转让文件，并请律师审查合同条款；
2） 在入住时需要付的费用有：A） 押金；B） 预估的地税；C） 预估的condo管理费用；D） 利息；E） 交给发展商5-12张远期支票；
3） 在最终交房的时候，Assignee需要支付给发展商的费用有：A）2年之内的地税；B）电、水、煤气表的安装费和接入费（每个表约$500-$700）；C）发展费/土地征用费用（几千块）；D）Tarion新屋保障（$600-$1,900）；E）发展商的贷款清算费用（Discharge of builder’s mortgage，约$200-$300/per mortgage。）；F）发展商处理转让方（Assignor）押金支票的费用（约$250）；G）2个月的Condo准备金；F）购买合同规定的其他费用
4）在Condo登记以后，开发商会把产权转至Assignee名下。在这个时候，Assignee需要把购买condo楼花的余款付给发展商，同时把在转让合同中规定的，欠Assignor的钱付给Assignor，整个过程才算结束。
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