14 六月

楼花转让基本流程和卖家和买家所需承担的费用

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楼花转让基本流程和卖家和买家所需承担的费用

先说说转让方。在英文中,转让方叫Assignor,指把自己名下的楼花出让给别人的人。下面是Assignor需要考虑的问题:

1) 在转让之前,Assignor一定要和开发商咨询楼花是否可以转让,如果可以的话,开发商要收取多少费用。这一点非常重要,如果开发商不允许转让或者费用太高的话,转让就没有了太大的意义;

2) 和楼盘开发商以及地产经纪商定楼花转让的方式:是登录到MLS上,还是私下卖;

3) 开发商很可能要求楼花受让方(Assignee)提供贷款证明;

4) 大部分情况下,开发商收取的转让费是要Assignor来付的;

5) 需要准备所有和原购买合同相关的文件;

6) 如果Assignee最终没有履行合同,Assignor仍然有责任履行原合同。这一点非常重要,如果转让非人的话,Assignor将来还是会有很大的麻烦;

7) Assignor需要付的费用:A) 法律费及相关支出;B) 发展商收取的转让费;C) 地产经纪的中介费; D) 已付给开发商和转让中产生的利润需要交 HST 税

楼花受让方,在英文中叫Assignee。Assignee需要承担的责任和需要付的费用有:

1) 委托买方地产经纪起草楼花转让文件,并请律师审查合同条款;

2) 在入住时需要付的费用有:A) 押金;B) 预估的地税;C) 预估的condo管理费用;D) 利息;E) 交给发展商5-12张远期支票;

3) 在最终交房的时候,Assignee需要支付给发展商的费用有:A)2年之内的地税;B)电、水、煤气表的安装费和接入费(每个表约$500-$700);C)发展费/土地征用费用(几千块);D)Tarion新屋保障($600-$1,900);E)发展商的贷款清算费用(Discharge of builder’s mortgage,约$200-$300/per mortgage。);F)发展商处理转让方(Assignor)押金支票的费用(约$250);G)2个月的Condo准备金;F)购买合同规定的其他费用

4)在Condo登记以后,开发商会把产权转至Assignee名下。在这个时候,Assignee需要把购买condo楼花的余款付给发展商,同时把在转让合同中规定的,欠Assignor的钱付给Assignor,整个过程才算结束。

 

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